If you’re unsure if you have enough down payment, we have strategies to help you come up with it.

Typically, a down payment of at least 5% of the purchase price is needed to be able to purchase your principal residence. There are approaches that people can take advantage of, like retirement savings strategies and government assistance programs, to help people with their down payment. Whether or not you have enough money, there might be a better strategy to maximize your down payment and minimize your closing costs.

Interest Rates and other information is subject to change without notice.
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How do I maximize the amount I can purchase by looking closely at my income?

Income plays a key role in mortgage applications. If you are about to start a new career or are new to Canada, we could help you get clarity on the details for the income qualification needed to buy a home. Click the link below to book a free, no-obligation, Zoom appointment with one of our mortgage professionals, or watch the video below on Income Qualification!

Interest Rates and other information is subject to change without notice.
“My services are free – no cost to you (*O.A.C)!”

Here are some strategies to improve your credit score.

A credit score is a number that indicates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders. If you feel like your credit score is not high enough, there are ways that we can guide people on how to improve their scores. Watch the video below to learn more about the 5 ways that people could improve their credit scores.

Interest Rates and other information is subject to change without notice.
“My services are free – no cost to you (*O.A.C)!”

We create a written plan for people to pay off their debt to free up money to qualify for a larger mortgage.

Mortgage lenders consider the outstanding debts and the minimum monthly payment obligations of the applicants in determining how much they can afford. People that have lower liability balances have a higher chance of getting a better house. We understand that most middle-income families have debts like Credit Cards, Car Loans, and Student Loans.

Interest Rates and other information is subject to change without notice.
“My services are free – no cost to you (*O.A.C)!”